In Health Law, a Clearer View of Coverage New York Times
Mr. DeLorenzo, who has AIDS , will lose his health coverage in California if he moves out of state. To replace it, he has found policies that seem to promise comprehensive coverage, but actually cover only catastrophic events like car crashes and major surgery. One plan looked attractive but did not cover the drugs he needed. Most of the prescription drug formulas were so complicated, it was hard to make sense of them.
“Everyone keeps asking me why I haven’t made a decision about law school, but I can’t because I don’t have a decision about health care,” said Mr. DeLorenzo, 47, of Los Angeles. “There are policies out there to be purchased, but there’s usually a catch. You have to pick each one apart.”
One of the most publicized aspects of the new health care act is a ban — starting in 2014 — on refusing coverage to people like Mr. DeLorenzo because of a pre-existing condition like AIDS.
Some 57 million Americans — 1 in 5 people under 65 — have diagnoses that could lock them out of coverage, according to a report issued this month by the advocacy group Families USA.
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